Repatriation Business Immune to the Economic Crisis?

Two weeks ago I was buying advertising for eRepat.com when a sales person said something like ‘this business is immune to the economy.’  The comment caught me off guard. I thought, ‘certainly everyone is vulnerable in some way.’  I don’t believe I challenged the comment but it naturally struck a chord as i’m writing about it today.

Here, in the epicenter of the banking crisis, credit lines have been cancelled, loans are called and there is virtually no opportunities to capitalize on the first round of the economic stimulus plan  Many of the major banks have stabilized their reserves and have moved into survival mode.  Clearly, the only way to stimulate an economy is to have people spend, not save.  Large organizations that have cash reserves may be able to weather the crises by tightening their belts but smaller companies that depend on credit lines for fronting costs such as fuel, flights, medical expense guarantees etc must be struggling. 

At the end of the day, it doesn’t matter how much experience, innovation or success you’ve had.  Businesses are typically held together by a web of interdependent factors.  Credit is typically the lifeline for a small business owner.  If it’s not available, you must survive on the cash generated by your immediate business.  Once the cash runs out, your business is finished.  So, the repatriation market may not suffer directly but i’m certain many of the factors they depend on to deliver service have had a negative impact on the bottom line.

What’s the real story?  Feel free to share yours.